Payday Loans

Payday loans can help get you out of a bind if you need cash fast in between paychecks. Have unexpected expenses or just need extra cash until the next paycheck comes? Payday loans are a simple application process to get you financial relief between paychecks.

EZ Money is here to offer the people of Des Moines payday loans with a quick and easy application process. We’ll help get you back on your feet and out of stressful financial situations.

How do Payday Loans Work?

The purpose of a payday loan is to provide financial relief in between paychecks, so we understand the urgency. The benefit of payday loans is that the approval process is usually very simple and does not require a lot of information.

Payday loans are typically required to be paid back by your next payday. These types of loans act as a quick bandage to help you between paychecks, so they often require repayment by your next payday.

The application process for payday loans is very quick and simple so that you can get your cash quickly. Our Des Moines payday loan experts are here to walk you through the process to answer your questions and put your mind at ease. Payday loans are often needed in urgent situations, and our team works quickly to get you on your way.

What Loan Amount Can I Get?

The payday loan amount we can offer here at EZ Money is dependent on your income and the state you live in. Certain states have different regulations, but don’t worry about all the technicalities. Our team is well-educated within all of the states we serve.

Depending on your income level and your state’s regulations, we’ll work with you to make sure you get the right amount that you need and that you can comfortably afford to pay back. We’re here to help get you out of financial binds, not create bigger ones.

At EZ Money, we’ll be upfront and honest with you about our terms & conditions and fees to make sure a payday loan is the right decision for you. As a highly regulated industry, we stay on top of the latest rules and regulations on payday lending.

We promote responsible lending and follow all of the guidelines to protect our customers. We’ll look at your current financial status to make sure we provide you with an appropriate amount of money.

The Process for Payday Loans

We offer Des Moines short term payday loan deals to make the process quick and easy for you.

Online Applications for Payday Loans

Our online application only takes a few minutes to fill out so that we can quickly process your loan and send you on your way. To make the process as easy as possible, there are a few things you should have on hand as you apply. These include:

  • Valid identification
  • Personal information like phone number, address, and email address
  • Income information including pay frequency, net pay, and gross pay
  • An open and active checking account

Retrieving Your Money

Once your online application is filled out, our team will quickly process your information and will contact you to let you know the next steps. We can typically apply the funds into your bank account or provide you with a physical check the same day or within one business day.

Who can get a Payday Loan?

Our payday loans are available for residents of North Dakota, Missouri, and Kansas. Our staff is here to make sure you don’t borrow more than your income suggests and provide a loan that you can afford.

Our fast and friendly service represents our desire to maintain a personal connection to each of our customers. Come on into one of our locations or apply online from the comfort of your home.

Together, we can work to get life back on track in a manner that won’t break the bank. Contact us today to get started.